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Personal Finance

Getting your personal finances in order is the first step to financial independence. After all, how can you create wealth while you’re in debt? Some of the best methods for securing your personal finances is to find ways where you can save money. For example, you can build your credit, save money on insurance, and plan for circumstances like having a child or even your own funeral.

It’s those unforeseen debts—such as a medical bill—that can empty a savings account quickly and make it harder to catch up and get ahead again. Some personal finance gurus will tell you to put away half of your paycheck (or more), and while that’s certainly ideal, it’s not the only or the easiest way to start getting ahead. Paying off your debts and beginning to save in every way you can is how you start on the path to financial independence.

Our personal finance articles below will show you how to get yourself into a more secure position to be debt-free and start accumulating wealth. You’ll discover more about estate planning, financing education, choosing better insurance, refinancing, retirement planning, retirement living, and improving your credit.

Personal Finance Post Archives
Knowing the truth about refinancing your mortgage will help you prepare, and can help you save money along the way.
If you’re worried about inflation and collecting Social Security, you can at least look forward to a raise next year.
Buyers often forget about average closing costs when planning for a down payment, don’t let that mistake cost you your dream home.
Affluent investors hoping to avoid estate taxes on their assets have one handy trick to keep Uncle Sam from taking a share of their estate.
Using grants to help pay off student loans is often overlooked by students, but doing so can help you get out of debt.
Buying car-sharing insurance is on the minds of more people these days as services like Turo and Getaround gain traction.
Knowing what Solo 401(k) providers can offer will help you determine if it is the right kind of retirement investing for you.
A Student Access Loan, or SAL Loan, can benefit students attending school in Georgia if they are eligible, apply, and get accepted.
Making a SLAT trust can lead to lower taxes for a donor’s taxable estate, but be sure to understand the possible downsides as well.