Please ensure Javascript is enabled for purposes of website accessibility

Personal Finance

Getting your personal finances in order is the first step to financial independence. After all, how can you create wealth while you’re in debt? Some of the best methods for securing your personal finances is to find ways where you can save money. For example, you can build your credit, save money on insurance, and plan for circumstances like having a child or even your own funeral.

It’s those unforeseen debts—such as a medical bill—that can empty a savings account quickly and make it harder to catch up and get ahead again. Some personal finance gurus will tell you to put away half of your paycheck (or more), and while that’s certainly ideal, it’s not the only or the easiest way to start getting ahead. Paying off your debts and beginning to save in every way you can is how you start on the path to financial independence.

Our personal finance articles below will show you how to get yourself into a more secure position to be debt-free and start accumulating wealth. You’ll discover more about estate planning, financing education, choosing better insurance, refinancing, retirement planning, retirement living, and improving your credit.

Personal Finance Post Archives
Mortgage rates have eased slightly in the last month but remain near 20-year highs. Should prospective homebuyers buy mortgage points to save on monthly housing expenses?
Senior housing has expanded beyond care homes to include new concepts like village living and cohousing communities, but it’s important to make sure your lifestyle aligns with the community.
Certain businesses are struggling in this high-priced environment. If you own a business, here are a few inflation-fighting strategies.
Job hunting can be stressful, but the current environment means there’s never been a better time for job seekers. Here’s where to start.
Making future plans for your property is easier if you work with attorneys that handle wills, especially in a complex situation.
Learn how to research and find affordable independent living for seniors so you can find the right place at a reasonable price.
Economic sanctions in Russia puts more U.S. citizens at risk of cyber crime. These steps can benefit your own identity theft protection.
Finding the best bank for real estate investors will help you uncover shorter-term loans or receive a portfolio loan for multiple properties.
Real estate investment opportunities are broad and can differ significantly, offering both big risks and rewards to investors.
Working with living will lawyers can help you make a difficult process easier, while keeping the peace with family and medical professionals.
You may think you can file for bankruptcy and student loans will no longer be a problem, but there are more hurdles to get rid of that debt.
Revocable living trusts and Irrevocable Trusts can help you ensure that your estate avoids probate and that it’s distributed as you wish.
You can receive extra help paying Medicare Part B premiums for medical insurance if you qualify under certain conditions.
Uncovering good REITs to invest in will have you looking at the type of real estate property and the location, among other qualities.
Learn how to get prequalified for a home loan, so your road to owning your own home is as quick and easy as it can possibly be.