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Personal Finance

Getting your personal finances in order is the first step to financial independence. After all, how can you create wealth while you’re in debt? Some of the best methods for securing your personal finances is to find ways where you can save money. For example, you can build your credit, save money on insurance, and plan for circumstances like having a child or even your own funeral.

It’s those unforeseen debts—such as a medical bill—that can empty a savings account quickly and make it harder to catch up and get ahead again. Some personal finance gurus will tell you to put away half of your paycheck (or more), and while that’s certainly ideal, it’s not the only or the easiest way to start getting ahead. Paying off your debts and beginning to save in every way you can is how you start on the path to financial independence.

Our personal finance articles below will show you how to get yourself into a more secure position to be debt-free and start accumulating wealth. You’ll discover more about estate planning, financing education, choosing better insurance, refinancing, retirement planning, retirement living, and improving your credit.

Personal Finance Post Archives
Revocable living trusts and Irrevocable Trusts can help you ensure that your estate avoids probate and that it’s distributed as you wish.
You can receive extra help paying Medicare Part B premiums for medical insurance if you qualify under certain conditions.
Uncovering good REITs to invest in will have you looking at the type of real estate property and the location, among other qualities.
Learn how to get prequalified for a home loan, so your road to owning your own home is as quick and easy as it can possibly be.
If you are able to get prequalified for a mortgage, then you will have an easier time making a bid on the property of your dreams.
Prepaid funeral expenses can make life a little easier for your loved ones during a loss by taking money out of the equation.
With residential property values skyrocketing and still-low interest rates, now just might be the perfect time for a cash out refinance.
Depending on the market in your area and the condition of the property you’re buying, you may still be able to secure seller concessions.
If you’re interested in becoming a real estate investor the first step is finding the best places to buy investment property.
Getting student loans for housing and living expenses will allow you to spend more time focusing on school instead of focusing on side income.
With a better understanding of self-funded health insurance, you may be able to get some tax-free benefits.
Getting dental insurance for college students may help preserve your kid’s smile (and your wallet) for years to come.
Learn how to apply for Medicaid online so you can save time and energy while making the process quicker and smoother.
Whether you need need an individual or a family plan, here are some tips on finding the best affordable health insurance.
Knowing the truth about refinancing your mortgage will help you prepare, and can help you save money along the way.