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Personal Finance

Getting your personal finances in order is the first step to financial independence. After all, how can you create wealth while you’re in debt? Some of the best methods for securing your personal finances is to find ways where you can save money. For example, you can build your credit, save money on insurance, and plan for circumstances like having a child or even your own funeral.

It’s those unforeseen debts—such as a medical bill—that can empty a savings account quickly and make it harder to catch up and get ahead again. Some personal finance gurus will tell you to put away half of your paycheck (or more), and while that’s certainly ideal, it’s not the only or the easiest way to start getting ahead. Paying off your debts and beginning to save in every way you can is how you start on the path to financial independence.

Our personal finance articles below will show you how to get yourself into a more secure position to be debt-free and start accumulating wealth. You’ll discover more about estate planning, financing education, choosing better insurance, refinancing, retirement planning, retirement living, and improving your credit.

Personal Finance Post Archives
What is a 529 plan? You can use this plan for creating a college fund for your child while saving money in the process.
Preparing for retirement typically includes reducing aggressive holdings, the best balanced funds for retirement can help.
Understand these guidelines for writing a last will and testament and you could do the process yourself, saving money along the way.
Health insurance for seniors without Medicare is possible, although there are certain details you should know about when looking.
Seeking out the safest investments for retirement will help you keep more of your money, helping you have a more comfortable retirement.
Life insurance policies come in many shapes and sizes, but depending on your financial situation you may not need life insurance at all.
If you are renting property or financially responsible for family members, then you should know how to check someone’s credit score.
Learn how to find the best retirement income streams with low-risk, simple investments that can generate strong returns over time.
Learn the best ways to get out of credit card debt and make better decisions with your money so you can begin saving more.
If you don’t anticipate moving, 2 extra mortgage payments a year can save you tens of thousands of dollars and cut years off your loan.
Depending on how sophisticated you are, you can save on your living trust cost by creating it yourself or with the help of an online service.
Creating a diversified retirement portfolio will help you save more money over the years while adding a layer of stability to your life.
Certain businesses are struggling in this high-priced environment. If you own a business, here are a few inflation-fighting strategies.
Job hunting can be stressful, but the current environment means there’s never been a better time for job seekers. Here’s where to start.
Making future plans for your property is easier if you work with attorneys that handle wills, especially in a complex situation.