I don’t mind telling you that these are scary and depressing times for investors. One wave of bad news no sooner breaks over us than another one--even bigger--appears. The American banking and auto industries are circling the drain, and the Dow, which was within spitting distance of 14,000 just a year ago is now, having cracked the 8,000 level, trying to decide whether to rest there for a while or just plunge further. All in all, it’s enough to make you turn off your TV, limit your newspaper reading to the sports and funnies and abandon your computer for your game console. At least in World of Warcraft, you know the rules.