Income Builder is a monthly investment newsletter that, through the Income Builder model porfolio, helps investors in all facets of portfolio management. The newsletter covers: 1. Asset allocation; 2. The macro picture: analysis of fundamental trending in the economy and financial markets; 3. Technical analysis - analysis of short- and long-term price trends on individual securities and the broader market; 4. Security selection - concise, yet informative analyses that include a discussion of potential risks and rewards and offer clear buy and sell actions on stocks, bonds, mutual funds and other investments that are generally available to individual investors; 5. Practical tips on managing a portfolio - including buying and selling securities from broker-dealers, low-cost information sources, how to evaluate prospective investments and portfolio structuring. The Income Builder model portfolio seeks to achieve a long-term rate of return that is 50-100 basis points above inflation while maintaining a focus on capital preservation. Each Bulletin has a summary of major points on the first page and a list of specific portfolio actions taken on the last page. In between, the Bulletin provides commentary and analysis on specific asset classes, sectors and individual securities.